In this context the term '®financial market data' includes without limitation any financial market news, stock quotes and/or market feeds. Citibank acknowledges that any such e-mail address that I provide is proprietary in nature and belongs to me. The Data may also become subject to the legal disclosure requirements of other jurisdictions. 27.1 Unless expressly stated in these terms and conditions and to the fullest extent permitted by law, in no event will you be liable for any loss or damages (including without limitation loss of income, profits or goodwill, direct or indirect, incidental, consequential, exemplary, punitive or special damages of any party, including third parties) howsoever arising, whether in contract, tort or otherwise, in connection with or pursuant to the furnishing, performance and use of Citibank Online, or any other materials, resources or services provided under these terms and conditions, even if you have been advised of the possibility of such damages in advance, and all such damages are expressly excluded. I accept that each Alert may not be encrypted and may comprise my name and information pertaining to my Account(s).

7.12 I agree to examine and view online the Electronic Statement in a timely and prompt manner. Any representations, whether written or oral, given by any officer or representative of Citibank shall be void and have no legal effect whatsoever. 1. 16.5 You may, but are not obliged to, verify any Instructions and/or requests given via Citibank Online by sending an email or message to my given email address or calling me via telephone or by any other means. 19.4 I confirm that in connection with Bill Payments, you will not be responsible for any failure on the part of the Payee to refund any moneys to me in respect of my Bill Payment Instructions and/or request and my sole and exclusive recourse will be against the Payee only. 28.3 Upon effective cancellation or termination of Citibank Online or any part or component: (a) All rights granted to me will immediately terminate and revert to you including without limitation, the software licence. Without limiting the generality of the above, I acknowledge that you may at your discretion refuse access to me. (g) that the information resources relating to Insurance Products or the Insurance Products themselves which are made available to me through Citibank Online, do not constitute nor is intended to constitute the: (i) making of any offer or invitation to subscribe for insurance products nor does it amount to solicitation by Citibank or any other entity within Citigroup for subscription of insurance products by persons in jurisdictions in which the making of such offer or invitation to subscribe or the solicitation thereof is not authorised or unlawful; and/or. 16.2 You will neither be liable for acting upon such Instructions and/or requests nor be obligated to investigate the authenticity or authority of persons effecting my Instructions and/or requests or verify the accuracy and completeness of my Instructions and/or requests. 1.2 My Username, Password and Security Details.

22.1 I expressly agree that Citigroup are permitted to process including but not limited to collect, use, store and share Data.

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3.3 General terms Applicable to Fund Transfers and Bill Payments, 3.3.1 I agree to adhere to the following procedures when using Fund Transfers and Bill Payments:-. 24.4 Where you provide me (whether online or by way of CD-ROM/ DVD-ROM) with a browser for the purpose of accessing Citibank Online, my use of the browser is subject to any payment, licensing and/or other terms prescribed by the relevant browser provider. (c) modify, restrict, withdraw, block or suspend any service or facility under Citibank Online at any time and for any period, whether temporary or not and you will not be liable to me for any loss or damage that I or any other party may suffer as a result. Citibank adalah merek layanan Citigroup Inc. atau Citibank N.A., digunakan dan terdaftar di seluruh dunia. I have to provide these Security Details to enable me to access and use Citibank Online and/or this Website in accordance with procedures and prompts set out in Citibank Online or the Website or otherwise determined by you. (iii) any fund transfers and/or payments via Citibank Online using my Card number and details, my Account(s) number(s) and details, my Username, Password, PIN and/or other security information whether with or without my permission. The fee and charges are as specified by you from time to time in this Website. All call back time options are in Malaysian time zone. When prompted, enter your One-Time-PIN (OTP) to continue. I further authorise you to withdraw, charge or debit from my Account(s) all sums due and owing, including any service charge, transaction fees, access fees, use fees, and/or any other amount imposed by Citibank in respect of the Fund Transfers and/or Bill Payments or pursuant to these Terms and Conditions. I also undertake notify you immediately upon receipt of any data or information which is not intended for me and I will delete and ensure the deletion of such data or information from the Customer Terminal immediately.

Pls enable JavaScript and try again. small pieces of information that you at your discretion send to be stored in the Customer Terminal) to enable you to provide the necessary service to me.

Some or all of the services that may be accessed through Citibank Online may not be available at certain times due to interruptions for necessary banking operations and/or processing, or the maintenance and/or malfunction of Citibank system and/or reasons beyond the control of Citibank. in cases where I am travelling abroad and wish to be called back on an international number). As such, I will contact your branches and/or Personal Banker/ Relationship Manager directly; and.

I am also required to provide Security Details to Citibank.

7.13 I agree that all my online or electronic communications including requests or reports on any Error in my Electronic Statement will be by way of sending an email via Citibank Online or calling Citiphone Banking at the telephone number(s) listed on this Website and all such communications will contain the following information: (a) name and account number; (b) details of the error; and (c) such other information as required by Citibank.

22.2 For the purposes of sub-paragraph (a) above, "Data" means public and non-public information from any source about: (e) partners, committee members, directors and officers (where applicable); (g) any of my and/or security provider’s accounts, transactions and dealings with Citigroup or any other party. 25.1 I understand and acknowledge that you (or your designees) own absolutely whether now or in the future any and all rights in Citibank Online and this Website including but not limited to domain names, trademarks, service marks, trade names, copyrights, patents, designs, trade secrets, confidential information, intellectual property rights, proprietary rights and any other legal and beneficial rights and interests of whatever nature related to Citibank Online and this Website conferred under the laws of Malaysia and all the countries in the world for the full period thereof, together with any renewals and extensions pertaining to the same.

In this context the term '®financial market data' includes without limitation any financial market news, stock quotes and/or market feeds. Citibank acknowledges that any such e-mail address that I provide is proprietary in nature and belongs to me. The Data may also become subject to the legal disclosure requirements of other jurisdictions. 27.1 Unless expressly stated in these terms and conditions and to the fullest extent permitted by law, in no event will you be liable for any loss or damages (including without limitation loss of income, profits or goodwill, direct or indirect, incidental, consequential, exemplary, punitive or special damages of any party, including third parties) howsoever arising, whether in contract, tort or otherwise, in connection with or pursuant to the furnishing, performance and use of Citibank Online, or any other materials, resources or services provided under these terms and conditions, even if you have been advised of the possibility of such damages in advance, and all such damages are expressly excluded. I accept that each Alert may not be encrypted and may comprise my name and information pertaining to my Account(s).

7.12 I agree to examine and view online the Electronic Statement in a timely and prompt manner. Any representations, whether written or oral, given by any officer or representative of Citibank shall be void and have no legal effect whatsoever. 1. 16.5 You may, but are not obliged to, verify any Instructions and/or requests given via Citibank Online by sending an email or message to my given email address or calling me via telephone or by any other means. 19.4 I confirm that in connection with Bill Payments, you will not be responsible for any failure on the part of the Payee to refund any moneys to me in respect of my Bill Payment Instructions and/or request and my sole and exclusive recourse will be against the Payee only. 28.3 Upon effective cancellation or termination of Citibank Online or any part or component: (a) All rights granted to me will immediately terminate and revert to you including without limitation, the software licence. Without limiting the generality of the above, I acknowledge that you may at your discretion refuse access to me. (g) that the information resources relating to Insurance Products or the Insurance Products themselves which are made available to me through Citibank Online, do not constitute nor is intended to constitute the: (i) making of any offer or invitation to subscribe for insurance products nor does it amount to solicitation by Citibank or any other entity within Citigroup for subscription of insurance products by persons in jurisdictions in which the making of such offer or invitation to subscribe or the solicitation thereof is not authorised or unlawful; and/or. 16.2 You will neither be liable for acting upon such Instructions and/or requests nor be obligated to investigate the authenticity or authority of persons effecting my Instructions and/or requests or verify the accuracy and completeness of my Instructions and/or requests. 1.2 My Username, Password and Security Details.

22.1 I expressly agree that Citigroup are permitted to process including but not limited to collect, use, store and share Data.

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